Welcome to the information website for the Settlement in Allen vs. Decision One Mortgage, LLC. This Settlement was given preliminary approval by the Court on December 9, 2009, and was finally approved on May 13, 2010. This Settlement involves African-American and Hispanic persons throughout the United States who, between January 1, 2004 and December 9, 2009, obtained a qualifying residential closed-end real estate secured loan from Decision One, HFC/Beneficial, HSBC Mortgage Corporation (USA) or HSBC Mortgage Services Telesales.

A Notice of Proposed Settlement of Class Action was mailed to Class Members on February 8, 2010. Although the information in this message is intended to assist you, it does not replace the information set forth in the Notice. Please read the Notice carefully as it provides important information regarding your legal rights.